Part A, B, C, and D explained in plain English — so you know exactly what each one covers and how they fit together.
Independent agents, real neighbors. Jeff and Suzanne have helped thousands of seniors across Northern Kentucky and Greater Cincinnati navigate Medicare coverage.
Parts A & B make up Original Medicare from the government. Parts C & D are private-plan options that build on it.
Covers inpatient hospital stays, skilled nursing facility care, hospice, and some home health care. Most people get Part A premium-free — if you or your spouse paid Medicare taxes long enough while working.
Helps cover doctors' services, outpatient care, and other medically necessary services Part A doesn't. Part B is optional, and most people pay a monthly premium for it.
Another way to get your Part A and Part B, offered by Medicare-approved private companies. You still have Medicare, but get most of your coverage through the Advantage plan - often with extra benefits like dental and vision.
Voluntary prescription drug coverage through private, federally-approved plans. Get it as a standalone drug plan (PDP) alongside Original Medicare, or built into a Medicare Advantage plan (MA-PD).
Tell us about your doctors, prescriptions, and budget. We get to know your situation before we ever mention a plan.
As independent agents, we shop every carrier we represent and show you a clear side-by-side comparison — no bias toward any one plan.
Pick the plan that fits — and we handle the enrollment paperwork from start to finish. No pressure, & we're here for you every year after.
That's exactly what we're here for. Book a free call with Jeff, Suzanne, or Bob and we'll help you understand your options and build the right combination — at no cost to you.
